End User License Agreement

KIVENTHRA AI END USER LICENSE AGREEMENT
EULA Version: 2026-08-31
Effective Date: August 31, 2026

IMPORTANT: PLEASE READ THIS AGREEMENT CAREFULLY. BY SELECTING "I AGREE," INSTALLING, ACCESSING, OR USING KIVENTHRA AI, YOU AGREE TO THIS END USER LICENSE AGREEMENT ("EULA"). IF YOU DO NOT AGREE, DO NOT INSTALL OR USE KIVENTHRA AI.

1. PARTIES AND PRODUCT

This EULA is between you ("you" or "User") and Express Tech Solutions ("Express Tech," "we," "us," or "our") and governs Kiventhra AI, including its Windows application, Progressive Web App (PWA), local components, documentation, updates, trial access, paid features, and associated license and account services (collectively, the "Software").

2. LICENSE GRANT

Subject to this EULA and any plan-specific terms shown at purchase, Express Tech grants you a limited, revocable, nonexclusive, nontransferable license to install and use the Software for your personal or internal business purposes. The Software is licensed, not sold. Express Tech and its licensors retain all rights not expressly granted.

3. ACCOUNTS, KEYS, AND DEVICE LIMITS

You must provide accurate account information and protect your credentials. Paid keys are issued to the purchasing account, may be redeemed only as allowed by the purchased plan, and may not be sold, transferred, published, or shared. Unless the applicable offer states otherwise, a paid license may be registered to one computer at a time. Moving a license to a replacement computer requires a device reset by the Express Tech help desk. We may temporarily limit repeated failed key attempts and notify the registered account of suspected unauthorized use.

4. FOURTEEN-DAY TRIAL AND PAID ACCESS

The public Software includes one nonrenewing 14-day trial that begins on first use or first eligible app-account activation. No payment card is required and the trial does not bill automatically. Trial dates may be stored locally and with your customer account. Clearing storage, reinstalling, changing devices, or creating duplicate accounts does not authorize another trial. When the trial ends, an active paid license is required to continue using the public Software. Paid access depends on successful payment, an active and valid license, the purchased term, account ownership, and verification by the official Express Tech license service. When a paid license expires, is refunded, is charged back, is disabled, or cannot be validated within an allowed offline period, public Software access may be locked. Locally stored user data is not intentionally deleted merely because trial or paid access ends. The separate private Kiventhra Business Owner edition is restricted to verified Express Tech owner accounts and does not require a public trial or paid Kiventhra license.

5. ACCEPTABLE USE AND RESTRICTIONS

You may not: (a) share or resell a license key; (b) bypass, defeat, probe, or interfere with account, payment, update, device-binding, or license-verification controls; (c) reverse engineer, decompile, or disassemble protected portions of the Software except where applicable law expressly permits it; (d) remove proprietary notices; (e) use the Software or its AI features to violate law, infringe rights, distribute malware, commit fraud, or gain unauthorized access; or (f) overload or attack Express Tech systems.

6. USER DATA, BACKUPS, AND PRIVACY

Kiventhra AI is designed to keep complete budgeting records locally on your device unless you intentionally use an online feature. When a signed-in paid user asks Finley a question, the Software sends the question, recent chat context, and a limited summary of totals, categories, goals, coaching preferences, and budget status to the Express Tech hosted AI service. It is designed not to send raw transaction rows, imported files, bank credentials, full payment-card numbers, Social Security numbers, license keys, or local notes through that assistant request. AI requests may be processed by Express Tech's contracted AI provider under applicable service terms. You are responsible for maintaining current backups and protecting exported files and device access. Removing the Software, clearing browser storage, device failure, operating-system changes, or user error can cause local data loss. Online AI, account, license, support, security, and optional analytics activity is handled as described in the Express Tech Privacy Policy available at https://www.expresstechpc.com/privacy.

7. AI AND FINANCIAL INFORMATION DISCLAIMER

Kiventhra AI provides organizational, budgeting, forecasting, and educational tools. Its calculations, suggestions, generated text, categorizations, and estimates may be incomplete or incorrect. The Software is not a bank, payment institution, accountant, tax preparer, investment adviser, fiduciary, attorney, or credit counselor, and it does not provide financial, tax, investment, accounting, or legal advice. Verify important information and consult a qualified professional before making consequential decisions.

8. UPDATES AND ONLINE SERVICES

The Software may check the official Express Tech website for updates, account status, and license verification. Updates may add, change, repair, or remove features and may be required for security, compatibility, or continued access to online or paid features. We do not guarantee that every feature or third-party connection will remain available. Separate third-party services are governed by their own terms.

9. PURCHASES, RENEWALS, AND REFUNDS

Prices, term lengths, renewal behavior, taxes, included features, and refund eligibility are shown in the applicable offer, checkout, receipt, or written agreement. Payment processing may be provided by Square or another identified processor. Activated software, completed terms, and delivered digital licenses may have restricted refund eligibility to the extent permitted by law.

10. SUSPENSION AND TERMINATION

This license ends when its purchased term ends or when this EULA is terminated. Express Tech may suspend or terminate paid or online access for refund, chargeback, fraud, unlawful use, shared or transferred keys, attacks on the service, material breach, or a security risk. On termination, you must stop using paid features and may need to uninstall the Software. Provisions concerning ownership, restrictions, disclaimers, liability, and governing law survive termination.

11. OWNERSHIP

Kiventhra AI, Finley, related names, interfaces, original code, documentation, branding, and service components are owned by Express Tech or its licensors and are protected by intellectual-property law. Third-party components remain subject to their respective licenses and notices.

12. DISCLAIMER OF WARRANTIES

TO THE FULLEST EXTENT PERMITTED BY LAW, THE SOFTWARE AND ONLINE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE." EXCEPT FOR ANY EXPRESS WRITTEN WARRANTY, EXPRESS TECH DISCLAIMS IMPLIED WARRANTIES, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT GUARANTEE UNINTERRUPTED OPERATION, ERROR-FREE RESULTS, PERMANENT DATA STORAGE, COMPLETE SECURITY, OR A PARTICULAR FINANCIAL RESULT. SOME JURISDICTIONS DO NOT ALLOW CERTAIN DISCLAIMERS, SO SOME OF THESE TERMS MAY NOT APPLY TO YOU.

13. LIMITATION OF LIABILITY

TO THE FULLEST EXTENT PERMITTED BY LAW, EXPRESS TECH WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, PUNITIVE, OR CONSEQUENTIAL DAMAGES, OR FOR LOST PROFITS, LOST BUSINESS, LOST SAVINGS, OR LOST OR CORRUPTED DATA ARISING FROM THE SOFTWARE. TO THE EXTENT A DIRECT-LIABILITY LIMIT IS PERMITTED, EXPRESS TECH'S TOTAL LIABILITY ARISING FROM THE SOFTWARE WILL NOT EXCEED THE AMOUNT YOU PAID EXPRESS TECH FOR THE APPLICABLE SOFTWARE LICENSE DURING THE TWELVE MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM. NOTHING IN THIS EULA EXCLUDES LIABILITY THAT CANNOT LEGALLY BE LIMITED.

14. GOVERNING LAW AND GENERAL TERMS

This EULA is governed by the laws of the State of Ohio, without regard to conflict-of-law rules. If a provision is unenforceable, the remaining provisions remain effective. Failure to enforce a provision is not a waiver. You may not assign this EULA without written permission. Express Tech may assign it as part of a lawful business transfer. This EULA, the Express Tech Legal Terms, Privacy Policy, and any purchase-specific written terms form the agreement governing the Software; purchase-specific written terms control if they directly conflict with this EULA.

15. CHANGES TO THIS EULA

We may update this EULA prospectively when the Software, services, security requirements, or law change. The Software may require you to review and accept a new version before continued use. The version and effective date identify the agreement you accepted.

16. CONTACT AND SUPPORT

Express Tech Solutions
Website: https://www.expresstechpc.com
Email: brandon@expresstechpc.com
Phone: (513) 640-4179
Help desk and device reset requests: https://www.expresstechpc.com/request

BY SELECTING "I HAVE READ AND AGREE," YOU CONFIRM THAT YOU HAVE READ, UNDERSTAND, AND AGREE TO THIS EULA.